Hello Neighbor,

Are you in a situation where you owe more than what your home is worth? Do you need to find a way to sell your home fast to avoid foreclosure? If so, a short sale may be your best option. But read this first, so you don't get "taken" by a self proclaimed "stop foreclosure" 'expert'...

"What is a short sale?"

Simply put, a short sale is a real estate transaction where the homeowner needs to sell the house, but owes more than what the house is worth. A short sale is a process where the lender agrees to accept less than what is owed as full payment. So, if you owe $500,000, the bank may settle for a lesser amount, such as $400,000, even if the loss is hundreds of thousands of dollars.

Are you facing a financial hardship that will decrease your income?

Are you falling behind in your mortgage payments and see no way to catch up?

Or do you just need to sell your home quickly but owe more than it is worth?

If you are facing any of the situations above,want to know whether a short sale might be your best option, or want to know compare foreclosure versus short sale, then read on. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of our article "The 9 Alternatives When Facing Foreclosure"

Don't worry.  It's not your fault...

You gotta remember, we've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and I know how you feel when you just don't wanna answer the phone any more...  

We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!!

You bought your home and hoped (like we all did) that it would increase in value (and some folks were even promised it would!), but most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining sharply.

I've helped hundreds of homeowners in this position to get the help they deserve.  I've also, helped train hundreds of real estate professionals both locally and across the nation to do the same for their clients.

It's sad but true!

Did you know that nearly 90% of the homeowners nationwide who try to "short sale" their home will end up losing their home to foreclosure due to an uneducated or lazy agent?

Don't allow this to happen to you!

I hate to say this about my fellow agents, but the majority of them that are "trying to help" homeowners to sell their house in a short sale have not been properly trained and sadly, they are misinformed as to how to even negotiate the short sale with lenders. Some even get so far as to submit your 'short sale packet' and then just sit back and wait for a response! In the end, they simply don't know how to help you save your house from forecosure and you will become one of those "90%" that were not helped.

"Short sales are not easy!"

...unless you seek the help of a short sale expert agent with a proven track record. I have been personally trained by a former Chief Loss Mitigator who is a career loss mitigator and asset manager with 20 years in the business (he is ultimately the guy at the bank who accepts or declines short sales). Actually, I went so far as to make him my partner and train my entire office. We are now helping save even more folks from foreclosure.

We have successfully negotiated short sales for hundreds of families and as you can see from my recent approval letters below (I swap out some of my recent approvals every couple months, so you will notice these will have been from within the last 90 days), we actually get the banks to say YES to our short sales. Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months... I doubt they can.

The best part is, my business partner, has taken his tips and tricks from working INSIDE THE BANK and taught my team and I exactly how to ethically BEAT THE BANK... over 95% of the time!

My partner most recently worked for IndyMac Bank, a top ten lender, as the head of their HELOC loss mitigation division. His insider knowledge and broad base of industry contacts allows us to get our short sale approvals faster than any other agents in Southern California! In fact, we are constantly solicited by agents nationwide to 'help them' get their short sales approved.

Now it's up to you...

I am ready, along with my team of experts, to go to battle for you. Are you ready to take a serious look at your options and see how a short sale can help you:

  • Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
  • Save your credit from the "Foreclosure" ding
  • Avoid Bankruptcy
  • Avoid Foreclosure
  • Relieve the stress that this financial burden has become
  • WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND!  …or in other words, you pay me nothing and if I do my job and save you from foreclosure, only then will I get paid by the lender!


These are actual short sale approval letters that our company received representing short sale clients/sellers. We got the first one from Ocwen by staying up all night and fighting for the homeowner. This property was scheduled to go to auction THAT DAY, and we saved it by persevering. Also, note that both lenders agree NOT to pursue the seller for the balance of the money owed."

Recent Results

Ocwen Loan Servicing, LLC Short Sale Approval

avoiding foreclosures

CitiMortgage Short Sale Approval

homes for sale California

Not all agents can do a short sale and not all people qualify for our help. I am here for you if your situation meets the following criteria:

  • You have a valid hardship
  • You have little or no equity in your home
  • You are unable (or soon will be unable) to pay your bills on time
  • You want to work with an expert

If you're not sure, give me a call and I will explain what are the benefits of selling your house in a short sale versus foreclosure. I will also walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call me to talk about the several options that you may not be aware of.

If you don't know what else to do and you don't call me at 909-972-1616. What will it cost you in damaged credit, frustration and stress?

I know how you feel and I can help.


Colleen Coleman



P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.

P.P.S. If you are still not sure, call my free recorded message by dialing 888-959-2297 and presssing 7777. Just listen in and see what I can do for you.

Send Me The Free Report On
9 Alternatives To Foreclosures


At the very least, let me give you some information about your alternatives. The last thing you want to do is go through the foreclosure process. It's draining emotionally and psychologically. And you certainly don't want to face it alone. I've prepared a document I'd like to send you that details out in simple to understand terms what alternatives you have along with their pros and cons. If you're not ready to call me and let me help you, at least let me send you this information so you can be better informed on your options. I ask for your phone number because I will occasionally call people I've sent the information to for their feedback.