FORECLOSURE = ZERO
SHORT SALE = Up to $30,000 for You!!!
Did you know that some banks (Chase and now Bank of America) are giving HUGE incentives to homeowners if they choose to short sale a home rather than let it foreclose?
I just got an email from Bank of America a few days ago explaining the program. It’s called a Streamlined, Cooperative short sale, and it has a number of key advantages for the homeowners.
- The homeowner is guaranteed a payment of at least $2,500 and UP TO $30,000 if you qualify for this program. This is called “Relocation Assistance.”
- The program requires very, very little in the way of paperwork. It’s not necessary to gather 2 years of income tax returns, bank statements, pay stubs, hardship letter, and a financial statement. You only have to fill out 3 very simple documents.
The best part of this, is that in California, there are no deficiency judgments. That means if a short sale is approved, there is no balance due. The short sale lenders approve the short sale and forgive the balance.
So if you are having a hard time with your loan and want to discuss a short sale, please call me at 909.972.1616 or email me at docrealtors45@gmail.com. Again, remember that there is no cost or obligation for this FREE consultation. And all costs involved in selling your property are paid for by the lender.
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No problem.Insurance cmpoanies do this all the time.You call them. You tell them you are in the process of home buying.You tell them the expected closing date.They will insure that house starting on that date.If closing starts getting delayed, just re-contact the insurance company.If the contact gets nulled- you pay nothing.They deal with this day in and day out.Give your car insurance company a call (some also do home insurance) and you get a discount by combining.I’ve done this 30 days in advance. Again, its common practice.
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