Why I’m Known as Doc Realtor

An emergency doctor named Colleen
Thought nurturing and helping people was really keen


Her twins were born, and that was fun!
Now a mom to her daughter and son


So she put her faithful stethoscope down
And began doing real estate all around town


Real estate lets her watch the kids play
While saving homeowners from foreclosure is the work of the day


A patient is a lot like a short sale client
On her they are totally reliant


Only have seconds to develop rapport and trust
Life-saving decisions are a must


Stress, worry, suffering, pain
She takes them all away—no strain


They say integrity is hers in spades
Once it’s closed, the clients sing her praise


Closed with a 90% success rate
Vs. nationally 24% and wait and wait


Saved from foreclosure with a fresh start
It’s life-changing—and done from the heart!
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9 Responses to Why I’m Known as Doc Realtor

  1. Got it! Thanks a lot again for hpeling me out!

    • In a short sale, you are asking your mortgage company to accept the proceeds of the sale as full settlement of your debt. This is better than a foreclosure, but is still a partial forgiveness of the debt. A less damaging option may be to convince the bank to allow the sale and give you a loan for the difference. Unless you can afford to keep the house, you are better of with one of these options.

  2. I feel so much hapiper now I understand all this. Thanks!

    • Since listing change between a short sale and an REO it isn’t really practical to know what offers submitted at short sale were vs. when they sell as a bank owned but I know from the few times I’ve participated in the short sale and it fell through I saw the same house sell for substantially less when it went back to the bank. The reluctance by banks to accept short sales lies in many different areas, including mortgage insurance rules, write-offs, borrower’s ability to pay (even if they are not) and the sheer number of in-default loans they are dealing with. The best answer would be one given by one of the big banks but they refuse to explain these situations to us.

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  4. thanks for sharing such great article. i appreciate the post. keep posting more.

  5. hi nice post, i have to comment to say your website is awesome, i’m glad i found your blog.

  6. In a short sale, you are asking your mortgage company to accept the proceeds of the sale as full settlement of your debt. This is better than a foreclosure, but is still a partial forgiveness of the debt. A less damaging option may be to convince the bank to allow the sale and give you a loan for the difference. Unless you can afford to keep the house, you are better of with one of these options.

  7. Thank you, very interesting post. Put a link to the post in my blog )

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